Help your teen keep their money—and their identity—safe in a world of DMs, “free” giveaways, sketchy links, and too-good-to-be-true side hustles.
Money Safety for Teens is a practical, teen-friendly guide that teaches ages 13–17 how to protect their cash, clicks, and credit. Using real-world examples, quick checklists, mini-labs, and copy-paste scripts, teens learn how to:
Lock down accounts with strong passphrases, 2FA, and privacy settings
Spot scam patterns (urgency, secrecy, fake “support,” gift-card requests, overpay traps)
Protect identity and future credit with smart sharing rules and a family freeze plan
Stay safe with jobs, scholarships, internships, marketplaces, and reselling
Avoid crypto/NFT wallet drains, gaming account takeovers, and gambling “house edge” traps
Know what to do fast if something goes wrong (the “Oh-No Plan”)
Includes an answer key, a bonus printables pack (toolkit cards, incident logs, monthly security sweep), and parent tips to help families build money-safe habits together.
If your teen uses a phone, games online, shops on the internet, or wants to earn money—this book gives them a simple system to stay confident, calm, and in control.
Disclaimer: This book is for educational purposes only and is not financial, legal, or tax advice.
Hi! I’m Chris Ortler. I write fun, practical finance books for kids and teens. As the founder of Future Funds Academy—and a dad of six—I turn real-world money topics into simple steps families can use right away. My Acorn to Oak and Teen Money Mastery series help parents and educators raise confident, money-smart kids.