Stop letting ads, trends, and “everyone’s buying it” decide what happens to your money.
Spending Wisely for Teens is a practical, teen-friendly guide to making smart choices with every dollar—so you can enjoy life now and build a better future. You’ll learn how to spot spending traps, resist impulse buys, compare prices like a pro, and create a simple spending plan that fits real teen life (snacks, games, clothes, subscriptions, and more).
Inside you’ll learn how to:
Spend based on your values—not pressure
Use “Pause Power” to beat impulse buying and FOMO
Tell wants vs. needs (and when it’s okay to choose either)
Build a flexible spending plan that actually works
Outsmart ads, influencer hype, and “limited-time” tricks
Compare options, check total cost, and save big
Shop online safely and avoid sketchy sellers and fee traps
Understand foreign currency, exchange rates, and travel budgets
Handle peer pressure with confident “money scripts”
Practice generosity with healthy boundaries
Bonus features: Every chapter includes a short quiz, and the book includes chapter answer keys plus a Tips for Parents section to coach teens without lectures.
Educational purposes only. Not financial, legal, or tax advice.
Hi! I’m Chris Ortler. I write fun, practical finance books for kids and teens. As the founder of Future Funds Academy—and a dad of six—I turn real-world money topics into simple steps families can use right away. My Acorn to Oak and Teen Money Mastery series help parents and educators raise confident, money-smart kids.